50854 ZIP Code — Mount Ayr, IA

Ringgold County, Iowa

ZIP code 50854 is located in Mount Ayr, Iowa, within Ringgold County. It covers approximately 138.88 square miles and serves a population of 2,414 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 641.

About ZIP code 50854

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $132,700. Owner-occupancy sits near the national average at 72%.

Median household income is $67,014. SNAP benefit usage at 21% of households reflects economic stress in the area. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 50854 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

2,414

population

138.88

sq mi land

Standard

ZIP type

Central (CT)

timezone

50854 ZIP code map

Cities in ZIP code 50854

Below are the cities the US Postal Service accepts for ZIP code 50854. Using any city not on this list may result in mail delivery delays.

City	Status
Mount Ayr	Preferred

Nearby ZIP codes

50860 Redding (7.5 mi) 50835 Benton (8.1 mi) 50133 Kellerton (9.4 mi) 50074 Ellston (9.7 mi) 50863 Tingley (11.6 mi) 50845 Diagonal (12.3 mi) 64456 Grant City (13 mi) 50836 Blockton (13.3 mi) 50140 Lamoni (15.5 mi) 50840 Clearfield (16.2 mi) 50861 Shannon City (17.2 mi) 50108 Grand River (17.8 mi)

Demographics updated 05/2026

Population
Total population	2,414
Population density	17 / sq mi
State FIPS	19
County FIPS	159

Geography
Land area	138.88 sq mi
Water area	0.86 sq mi
Latitude	40.6918
Longitude	-94.2433
Timezone	Central (CT)
Area code	641

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.3%	47.0%	40.1%
$50k – $100k	28.2%	33.2%	33.4%
$100k – $200k	18.8%	16.8%	21.5%
Over $200k	2.7%	3.1%	5.0%

Demographics & statistics

2,414

Population

People per sq mi

38.7

Median age

$67,014

Median household income

$31,771

Per capita income

$132,700

Median home value

$687

Median monthly rent

72.2%

Home ownership

9.6%

Poverty rate

1.0%

Unemployment

848

Housing units

22.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

103

10–14

108

103

15–19

107

20–24

115

25–34

120

140

35–44

147

45–54

102

55–59

60–64

134

65–74

140

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	626	25.9%
18 and over	1,788	74.1%
65 and over	520	21.5%
Median age	38.7 years

Race & ethnicity

White 91.4%

Hispanic or Latino 3.8%

Other race 3.7%

Two or more races 0.9%

Black or African American 0.2%

Group	Count	%
White	2,294	91.4%
Hispanic or Latino	95	3.8%
Other race	92	3.7%
Two or more races	22	0.9%
Black or African American	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.3%	47.0%	40.1%
$50k – $100k	28.2%	33.2%	33.4%
$100k – $200k	18.8%	16.8%	21.5%
Over $200k	2.7%	3.1%	5.0%

Under $10k 2.7%

$10k–$15k 5.0%

$15k–$25k 12.0%

$25k–$35k 13.4%

$35k–$50k 9.0%

$50k–$75k 12.9%

$75k–$100k 13.9%

$100k–$150k 21.3%

$150k–$200k 3.4%

$200k+ 6.5%

Range	% of households
Under $10k	2.7%
$10k–$15k	5.0%
$15k–$25k	12.0%
$25k–$35k	13.4%
$35k–$50k	9.0%
$50k–$75k	12.9%
$75k–$100k	13.9%
$100k–$150k	21.3%
$150k–$200k	3.4%
$200k+	6.5%
Median income	$67,014

Housing

Home values

Under $50k 12.5%

$50k–$100k 22.8%

$100k–$150k 20.5%

$150k–$200k 18.0%

$200k–$300k 20.0%

$300k–$500k 2.8%

$500k–$1M 3.4%

Housing overview

Metric	Value
Median home value	$132,700
Median rent / month	$687
Owner occupied	72.2%
Renter occupied	27.8%
Vacant	15.2%
Single-family detached	83.8%
Large apartment buildings	1.4%
Mobile homes	2.8%
Median rooms	6.2
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.0%
2010–2019	2.8%
2000–2009	7.7%
1990–1999	5.9%
1980–1989	7.3%
1970–1979	18.4%
1960–1969	6.1%
1950–1959	13.6%
1940–1949	4.8%
1939 or earlier	33.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	9.9%
2 bedrooms	27.7%
3 bedrooms	33.7%
4 bedrooms	19.5%
5+ bedrooms	6.7%

Vehicles per household

Vehicles	% of households
No vehicle	9.0%
1 vehicle	31.5%
2 vehicles	31.7%
3 or more	27.8%

Heating fuel

Fuel type	%
Utility gas	55.3%
Electricity	29.4%
Propane / LP gas	9.8%
Fuel oil	1.3%
Wood	1.3%
No fuel used	2.6%

Households & families

Household type	Count	%
Married-couple family	436	46.3%
Cohabiting couple	27	2.9%
Male householder, no spouse	215	22.8%
Female householder, no spouse	263	27.9%
Households with children under 18	284	30.2%
Households with seniors (65+)	345	36.7%
Average household size	2.47

Marital status

Status	Male	Female
Never married	32.4%	19.8%
Married	45.6%	51.1%
Separated	1.2%	0.0%
Widowed	4.4%	16.2%
Divorced	16.4%	12.9%

Education

Less than 9th grade 1.8%

Some HS, no diploma 4.7%

HS graduate 35.6%

Some college, no degree 21.8%

Associate's degree 13.6%

Bachelor's degree 15.2%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	93.5%
Bachelor's or higher	22.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	58	10.9%
Kindergarten	72	13.5%
Elementary school	240	45.0%
High school	137	25.7%
College / grad school	26	4.9%

Employment

Industry of employment

Education & healthcare 28.9%

Retail trade 13.2%

Construction 9.6%

Agriculture & mining 8.7%

Manufacturing 8.1%

Wholesale trade 5.4%

Transportation & utilities 5.3%

Other services 4.5%

Public administration 4.4%

Arts, food & hospitality 4.3%

Finance & real estate 3.6%

Professional & management 2.4%

Information 1.6%

Occupation

Category	%
Management, business & arts	37.8%
Service	16.1%
Sales & office	19.7%
Natural resources & construction	14.5%
Production & transportation	11.9%

Employment type

Type	%
Private sector	69.0%
Government	15.1%
Self-employed	15.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.1%
Carpool	4.5%
Public transit	0.0%
Walk	4.1%
Work from home	13.0%
Other means	1.3%
Avg commute (minutes)	25.8

Poverty

All people 9.6%

Under 18 years 16.9%

18 and over 7.0%

Married-couple families 0.0%

Female-led households 25.6%

Income support

Source	% of households
Social Security	43.3%
Retirement income	23.2%
Supplemental Security	4.1%
Cash public assistance	3.1%
Food stamps / SNAP	21.1%

Health indicators

Condition	%
Obesity	36.7%
High blood pressure	39.3%
High cholesterol	36.5%
Diabetes	12.1%
Heart disease	9.1%
Stroke	4.2%
Asthma	9.2%
Arthritis	31.4%
Kidney disease	3.8%
Pulmonary disease	8.6%
Cancer	9.5%

Behavior / access	%
Smoking	16.7%
Binge drinking	17.6%
No physical activity	27.8%
Less than 7 hrs sleep	29.5%
Depression	16.9%
Fair or poor health	15.2%
Poor mental health	12.6%
Poor physical health	11.3%
No health insurance	9.6%
Visited doctor (checkup)	76.7%
Visited dentist	64.9%
Cholesterol screening	90.0%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	104	5.9%

Disability	%
Any disability	14.0%
Under 18	0.0%
18–64 years	13.4%
65 and over	34.6%

Health insurance coverage

Type	%
Private insurance	63.2%
Public insurance	48.8%
No insurance	7.9%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,245	93.0%
Spanish	8	0.4%
Other Indo-European	8	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,369	98.1%
Born in same state	2,364	97.9%
Born in different state	1,787	74.0%
Foreign born	5	0.2%
Naturalized citizen	45	1.9%
Not a US citizen	22	48.9%

Ancestry

Ancestry	Count	%
French	437	18.1%
Arab	242	10%
Italian	156	6.5%
Polish	29	1.2%

Ancestry	Count	%
English	26	1.1%
Dutch	14	0.6%
German	7	0.3%

Technology access

Metric	% of households
Computer access	39.0%
Internet access	86.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 50854

What city is ZIP code 50854 in?

ZIP code 50854 is primarily assigned to Mount Ayr, Iowa.

What county is ZIP code 50854 in?

ZIP code 50854 falls within Ringgold County, Iowa.

Does ZIP code 50854 have a large retiree population?

43% of households in ZIP code 50854 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 50854?

The median home value in ZIP code 50854 is $132,700.

What is the population of ZIP code 50854?

ZIP code 50854 has an estimated population of 2,414 residents, with a density of 17 people per square mile.

What is the median household income in ZIP code 50854?

The median household income in ZIP code 50854 is $67,014, below the national median of ~$75,000.

What timezone is ZIP code 50854 in?

ZIP code 50854 observes the CST timezone.